PayGo for Agents
Simplify Workers’ Comp for Your Clients with Payroll-Connected PayGo
Help clients align workers’ comp premiums with reported payroll, reduce manual reporting, and avoid large surprises at audit.
Why offer PayGo
A better experience for your clients—and your agency
Give clients a more flexible way to manage workers’ comp premiums while making the program easier for your team to support.
Improve the client experience
Give clients a billing experience tied to reported payroll and clearer payments throughout the policy term.
Reduce manual policy administration
Payroll-connected reporting can mean fewer spreadsheets, reminders, and follow-ups each cycle.
Differentiate your agency
Offer a modern PayGo option that helps your agency stand apart from other providers.
Support growth
Bring a useful option to new-business conversations and give existing clients another reason to stay.
Client value
Premiums that follow actual payroll
Traditional workers’ comp bills often begin with estimated payroll. PayGo calculates premium from reported payroll each pay cycle, so payments can track the way a business is operating.
For clients, that can help cash-flow planning and reduce the size of unexpected year-end audit adjustments.
How it works
From policy to payroll in four steps
The agent introduces PayGo; the client completes a straightforward setup and billing follows each reported pay cycle.
1
Bind a PayGo policy
An eligible workers’ comp policy is requested and bound with PayGo.
2
Client registers
The client receives an invitation and creates an account.
3
Connect payroll
The client selects a reporting method and payment preferences.
4
Collect each pay cycle
Premium is calculated from reported payroll and collected by the selected method.
Agent value
Less chasing. More advising.
With payroll-connected reporting, your team can spend less time requesting payroll figures and following up on each billing cycle—and more time helping clients understand their coverage and prepare for renewal.
Specific agent servicing tools and program availability vary by carrier and policy.
Payroll and payments
Payroll connections with flexible ways to pay
Clients can connect a supported payroll provider to simplify recurring reporting. InsurePay calculates premium from the payroll received and supports payment preferences such as ACH and card, depending on the program.
The goal is simple: less manual reporting and a more convenient payment experience—not another technical task for the agency.
Agent resource
How your agency can offer PayGo Workers’ Comp
Want a deeper explanation for your team? Read our guide to introducing PayGo, talking through the client benefits, and bringing payroll-connected billing into your workers’ comp conversations.
Need something client-facing? You can also share the plain-language policyholder overview.
